Capital Planning Tools

Mortgage & Refinance Calculators

Estimate monthly payments, compare refinance savings, and pressure-test financing assumptions before submitting a real estate opportunity.

Estimate Before You Submit

Quick assumptions for real estate debt planning.

These tools are for directional planning. Our team can help refine assumptions based on property type, lender appetite, leverage, and execution timeline.

Mortgage Tool

Mortgage Calculator

Estimate monthly principal, interest, tax, insurance, PMI, and HOA costs.

Property Value$2,000,000Loan Amount$1,500,000Interest Rate7.25%Term25 yearsProperty Tax1.15%Home Insurance$9,000/yrMonthly HOA$0PMI Rate0.5%

Estimated Result

$13,509

Estimated total monthly payment

Principal & Interest$10,842

Property Tax$1,917

Home Insurance$750

PMINot required

HOA$0

Down Payment / Equity$500,000 (25.00%)

Total Interest$1,752,631

Total Payments$4,052,631

Refinance Tool

Refinance Calculator

Compare a current loan rate against proposed refinance assumptions.

Property Value$4,000,000Loan Amount$2,250,000Proposed Rate6.85%Current Rate8.1%Term25 yearsProperty Tax1.15%Home Insurance$12,000/yrMonthly HOA$0PMI Rate0.5%

Estimated Result

$20,521

Estimated total monthly payment

Principal & Interest$15,688

Property Tax$3,833

Home Insurance$1,000

PMINot required

HOA$0

$1,827

Estimated monthly payment savings

Need help interpreting the numbers?

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